Instant Pre-Calculated Matrix ($800 – $4,200)
Fast Lookup Matrix
COLA Increase Table by Monthly Benefit Amount
Find your check amount below to see your new monthly benefit and annual raise at the official 2027 COLA of 3.6% (highlighted), compared with other COLA rates from 2.0% to 3.2%.
2027 COLA announced: SSA set the 2027 cost-of-living adjustment at 3.6% on October 14, 2026, based on July–September 2026 CPI-W. Social Security payments rise starting in January 2027; SSI rises with the December 31, 2026 payment.
Showing 35 benefit tiers
| Current Check | +2% COLA | +2.5% COLA | +2.8% COLA | +3% COLA | +3.2% COLA | +3.6% COLA (2027 official) |
|---|---|---|---|---|---|---|
| $800 | $816 +$16/mo (+$192/yr) | $820 +$20/mo (+$240/yr) | $822 +$22/mo (+$264/yr) | $824 +$24/mo (+$288/yr) | $826 +$26/mo (+$312/yr) | $829 +$29/mo (+$348/yr) |
| $900 | $918 +$18/mo (+$216/yr) | $922 +$22/mo (+$264/yr) | $925 +$25/mo (+$300/yr) | $927 +$27/mo (+$324/yr) | $929 +$29/mo (+$348/yr) | $932 +$32/mo (+$384/yr) |
| $1,000 | $1,020 +$20/mo (+$240/yr) | $1,025 +$25/mo (+$300/yr) | $1,028 +$28/mo (+$336/yr) | $1,030 +$30/mo (+$360/yr) | $1,032 +$32/mo (+$384/yr) | $1,036 +$36/mo (+$432/yr) |
| $1,100 | $1,122 +$22/mo (+$264/yr) | $1,128 +$28/mo (+$336/yr) | $1,131 +$31/mo (+$372/yr) | $1,133 +$33/mo (+$396/yr) | $1,135 +$35/mo (+$420/yr) | $1,140 +$40/mo (+$480/yr) |
| $1,200 | $1,224 +$24/mo (+$288/yr) | $1,230 +$30/mo (+$360/yr) | $1,234 +$34/mo (+$408/yr) | $1,236 +$36/mo (+$432/yr) | $1,238 +$38/mo (+$456/yr) | $1,243 +$43/mo (+$516/yr) |
| $1,300 | $1,326 +$26/mo (+$312/yr) | $1,332 +$32/mo (+$384/yr) | $1,336 +$36/mo (+$432/yr) | $1,339 +$39/mo (+$468/yr) | $1,342 +$42/mo (+$504/yr) | $1,347 +$47/mo (+$564/yr) |
| $1,400 | $1,428 +$28/mo (+$336/yr) | $1,435 +$35/mo (+$420/yr) | $1,439 +$39/mo (+$468/yr) | $1,442 +$42/mo (+$504/yr) | $1,445 +$45/mo (+$540/yr) | $1,450 +$50/mo (+$600/yr) |
| $1,500 | $1,530 +$30/mo (+$360/yr) | $1,537 +$37/mo (+$444/yr) | $1,542 +$42/mo (+$504/yr) | $1,545 +$45/mo (+$540/yr) | $1,548 +$48/mo (+$576/yr) | $1,554 +$54/mo (+$648/yr) |
| $1,600 | $1,632 +$32/mo (+$384/yr) | $1,640 +$40/mo (+$480/yr) | $1,645 +$45/mo (+$540/yr) | $1,648 +$48/mo (+$576/yr) | $1,651 +$51/mo (+$612/yr) | $1,658 +$58/mo (+$696/yr) |
| $1,700 | $1,734 +$34/mo (+$408/yr) | $1,742 +$42/mo (+$504/yr) | $1,748 +$48/mo (+$576/yr) | $1,751 +$51/mo (+$612/yr) | $1,754 +$54/mo (+$648/yr) | $1,761 +$61/mo (+$732/yr) |
| $1,800 | $1,836 +$36/mo (+$432/yr) | $1,845 +$45/mo (+$540/yr) | $1,850 +$50/mo (+$600/yr) | $1,854 +$54/mo (+$648/yr) | $1,858 +$58/mo (+$696/yr) | $1,865 +$65/mo (+$780/yr) |
| $1,900 | $1,938 +$38/mo (+$456/yr) | $1,947 +$47/mo (+$564/yr) | $1,953 +$53/mo (+$636/yr) | $1,957 +$57/mo (+$684/yr) | $1,961 +$61/mo (+$732/yr) | $1,968 +$68/mo (+$816/yr) |
| $2,000 | $2,040 +$40/mo (+$480/yr) | $2,050 +$50/mo (+$600/yr) | $2,056 +$56/mo (+$672/yr) | $2,060 +$60/mo (+$720/yr) | $2,064 +$64/mo (+$768/yr) | $2,072 +$72/mo (+$864/yr) |
| $2,100 | $2,142 +$42/mo (+$504/yr) | $2,153 +$53/mo (+$636/yr) | $2,159 +$59/mo (+$708/yr) | $2,163 +$63/mo (+$756/yr) | $2,167 +$67/mo (+$804/yr) | $2,176 +$76/mo (+$912/yr) |
| $2,200 | $2,244 +$44/mo (+$528/yr) | $2,255 +$55/mo (+$660/yr) | $2,262 +$62/mo (+$744/yr) | $2,266 +$66/mo (+$792/yr) | $2,270 +$70/mo (+$840/yr) | $2,279 +$79/mo (+$948/yr) |
| $2,300 | $2,346 +$46/mo (+$552/yr) | $2,358 +$58/mo (+$696/yr) | $2,364 +$64/mo (+$768/yr) | $2,369 +$69/mo (+$828/yr) | $2,374 +$74/mo (+$888/yr) | $2,383 +$83/mo (+$996/yr) |
| $2,400 | $2,448 +$48/mo (+$576/yr) | $2,460 +$60/mo (+$720/yr) | $2,467 +$67/mo (+$804/yr) | $2,472 +$72/mo (+$864/yr) | $2,477 +$77/mo (+$924/yr) | $2,486 +$86/mo (+$1,032/yr) |
| $2,500 | $2,550 +$50/mo (+$600/yr) | $2,563 +$63/mo (+$756/yr) | $2,570 +$70/mo (+$840/yr) | $2,575 +$75/mo (+$900/yr) | $2,580 +$80/mo (+$960/yr) | $2,590 +$90/mo (+$1,080/yr) |
| $2,600 | $2,652 +$52/mo (+$624/yr) | $2,665 +$65/mo (+$780/yr) | $2,673 +$73/mo (+$876/yr) | $2,678 +$78/mo (+$936/yr) | $2,683 +$83/mo (+$996/yr) | $2,694 +$94/mo (+$1,128/yr) |
| $2,700 | $2,754 +$54/mo (+$648/yr) | $2,767 +$67/mo (+$804/yr) | $2,776 +$76/mo (+$912/yr) | $2,781 +$81/mo (+$972/yr) | $2,786 +$86/mo (+$1,032/yr) | $2,797 +$97/mo (+$1,164/yr) |
| $2,800 | $2,856 +$56/mo (+$672/yr) | $2,870 +$70/mo (+$840/yr) | $2,878 +$78/mo (+$936/yr) | $2,884 +$84/mo (+$1,008/yr) | $2,890 +$90/mo (+$1,080/yr) | $2,901 +$101/mo (+$1,212/yr) |
| $2,900 | $2,958 +$58/mo (+$696/yr) | $2,972 +$72/mo (+$864/yr) | $2,981 +$81/mo (+$972/yr) | $2,987 +$87/mo (+$1,044/yr) | $2,993 +$93/mo (+$1,116/yr) | $3,004 +$104/mo (+$1,248/yr) |
| $3,000 | $3,060 +$60/mo (+$720/yr) | $3,075 +$75/mo (+$900/yr) | $3,084 +$84/mo (+$1,008/yr) | $3,090 +$90/mo (+$1,080/yr) | $3,096 +$96/mo (+$1,152/yr) | $3,108 +$108/mo (+$1,296/yr) |
| $3,100 | $3,162 +$62/mo (+$744/yr) | $3,177 +$77/mo (+$924/yr) | $3,187 +$87/mo (+$1,044/yr) | $3,193 +$93/mo (+$1,116/yr) | $3,199 +$99/mo (+$1,188/yr) | $3,212 +$112/mo (+$1,344/yr) |
| $3,200 | $3,264 +$64/mo (+$768/yr) | $3,280 +$80/mo (+$960/yr) | $3,290 +$90/mo (+$1,080/yr) | $3,296 +$96/mo (+$1,152/yr) | $3,302 +$102/mo (+$1,224/yr) | $3,315 +$115/mo (+$1,380/yr) |
| $3,300 | $3,366 +$66/mo (+$792/yr) | $3,382 +$82/mo (+$984/yr) | $3,392 +$92/mo (+$1,104/yr) | $3,399 +$99/mo (+$1,188/yr) | $3,406 +$106/mo (+$1,272/yr) | $3,419 +$119/mo (+$1,428/yr) |
| $3,400 | $3,468 +$68/mo (+$816/yr) | $3,485 +$85/mo (+$1,020/yr) | $3,495 +$95/mo (+$1,140/yr) | $3,502 +$102/mo (+$1,224/yr) | $3,509 +$109/mo (+$1,308/yr) | $3,522 +$122/mo (+$1,464/yr) |
| $3,500 | $3,570 +$70/mo (+$840/yr) | $3,587 +$87/mo (+$1,044/yr) | $3,598 +$98/mo (+$1,176/yr) | $3,605 +$105/mo (+$1,260/yr) | $3,612 +$112/mo (+$1,344/yr) | $3,626 +$126/mo (+$1,512/yr) |
| $3,600 | $3,672 +$72/mo (+$864/yr) | $3,690 +$90/mo (+$1,080/yr) | $3,701 +$101/mo (+$1,212/yr) | $3,708 +$108/mo (+$1,296/yr) | $3,715 +$115/mo (+$1,380/yr) | $3,730 +$130/mo (+$1,560/yr) |
| $3,700 | $3,774 +$74/mo (+$888/yr) | $3,792 +$92/mo (+$1,104/yr) | $3,804 +$104/mo (+$1,248/yr) | $3,811 +$111/mo (+$1,332/yr) | $3,818 +$118/mo (+$1,416/yr) | $3,833 +$133/mo (+$1,596/yr) |
| $3,800 | $3,876 +$76/mo (+$912/yr) | $3,895 +$95/mo (+$1,140/yr) | $3,906 +$106/mo (+$1,272/yr) | $3,914 +$114/mo (+$1,368/yr) | $3,922 +$122/mo (+$1,464/yr) | $3,937 +$137/mo (+$1,644/yr) |
| $3,900 | $3,978 +$78/mo (+$936/yr) | $3,997 +$97/mo (+$1,164/yr) | $4,009 +$109/mo (+$1,308/yr) | $4,017 +$117/mo (+$1,404/yr) | $4,025 +$125/mo (+$1,500/yr) | $4,040 +$140/mo (+$1,680/yr) |
| $4,000 | $4,080 +$80/mo (+$960/yr) | $4,100 +$100/mo (+$1,200/yr) | $4,112 +$112/mo (+$1,344/yr) | $4,120 +$120/mo (+$1,440/yr) | $4,128 +$128/mo (+$1,536/yr) | $4,144 +$144/mo (+$1,728/yr) |
| $4,100 | $4,182 +$82/mo (+$984/yr) | $4,203 +$103/mo (+$1,236/yr) | $4,215 +$115/mo (+$1,380/yr) | $4,223 +$123/mo (+$1,476/yr) | $4,231 +$131/mo (+$1,572/yr) | $4,248 +$148/mo (+$1,776/yr) |
| $4,200 | $4,284 +$84/mo (+$1,008/yr) | $4,305 +$105/mo (+$1,260/yr) | $4,318 +$118/mo (+$1,416/yr) | $4,326 +$126/mo (+$1,512/yr) | $4,334 +$134/mo (+$1,608/yr) | $4,351 +$151/mo (+$1,812/yr) |
Want a custom amount or Medicare Part B deduction?
Use our interactive 2027 COLA calculator to test any specific dollar amount and view net direct deposit numbers.