Independent estimate · Not SSA
SS + Pension
Social Security + Pension Calculator
Add Social Security and pension income together for a combined retirement paycheck view. If your pension is from non-covered work, review WEP/GPO rules separately.
Official Data Verification: Published SSA rule planning model
Audited against Federal Reserve Holiday Calendar
Primary Authority: Social Security Administration (SSA)
Regulatory Basis: POMS GN 02401.000 & 20 CFR § 404.1807
Transparency & Trust:Our Methodology•Official Data Sources•Editorial & Accuracy Policy•Report Correction
Monthly amounts
Combined monthly income
$3,300
$39,600 / year
Frequently asked questions
It adds your monthly Social Security and pension amounts into a combined retirement paycheck total and annual figure.
Check the non-covered pension box for a WEP/GPO reminder. Use the dedicated WEP & GPO calculator for a more detailed offset estimate.
No. It flags the issue when you indicate a non-covered pension. Exact WEP/GPO math depends on your earnings history and pension details.
For Social Security plus more income sources (IRA/401(k) and other), use the Retirement Income Calculator.
Related tools
Official Primary Data Sources
Verified against federal statutes, agency publication manuals, and Federal Reserve rules.
Schedule of Social Security Benefit Payments (SSA Pub 05-10031)
Social Security Administration
Official annual disbursement schedule detailing 2nd, 3rd, and 4th Wednesday delivery dates.
Title 20 Code of Federal Regulations § 404.1807
U.S. Government Publishing Office
Federal statutory regulation governing staggered Wednesday payments based on beneficiary birth dates.
Federal Reserve Board Financial Services Operating Holidays
Federal Reserve System
Standard banking holidays (Title 5 U.S.C. 6103) governing prior-business-day deposit shifts.
Bureau of Labor Statistics CPI-W Inflation Data
U.S. Department of Labor
Consumer Price Index for Urban Wage Earners used for statutory COLA calculations under 42 U.S.C. § 415.
Independent calculation engine reviewed monthly by policy researchers.
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